Quarterly driven credit crunch

The economic crisis is because of creed and the american way of sharehoulder value quarterly driven focus that could fuel the creed. Now is it seems creed is bad again, 20 years after Gordon Gekko.
http://www.youtube.com/watch?v=JaKkuJVy2YA
Just keeping the shareholder value in the picture has actually killed the golden goose. Now for many companies the shareholder value eroded.
Now we need regulation and checks and balances again. Combined wih the checks and balances that came from the previous creed eruption "Enron" from which no lesson is learned for other similar fields. To bad that "lesson" of only 5 year ago, couldn't be translated to other fields like finance.

Could these check result in the 200 VP's that Gordon Gekko talked about, just checking each other? Is possible because that bureaucracy resulted from the free kapatalism from the 19th century that in the end resulted in the creed of the 1920's and the resulting depression of that time.
But in the 21st century the checks and balances are going to be done by computers and the database where the information is stored into. The machine is going to check us, because authomation is the only way to manage this.
Danger there is that after a while the checks will be that complex that no person understands what is check for what reason. Similar to the banks selling and buying and insuring products that they don't really understand, but think they can make a profit on.
So all kinds of systems will be auditing and checking actions that are performed, without the interaction of humans.
There must be a lesson there, but I don't know which one yet.